Description

This publication is designed to provide competent and
nreliable information regarding the subject matter covered.
nHowever, it is sold with the understanding that the author
nand publisher are not engaged in rendering legal,
nfinancial, or other professional advice. Laws and practices
noften vary from state to state and if legal or other expert
nassistance is required, the services of a professional
nshould be sought. The author and publisher specifically
ndisclaim any liability that is incurred from the use or
napplication of the contents of this book.